Last updated: July 2026
This policy explains what information Tharamac ("the app", "we") collects from users — small business owners and independent agents who use the app to manage clients, create marketing designs, and track their business — and how that information is used.
1. Information We Collect
We collect only what's needed to run the features you actually use:
- Account information: your name, business name, and mobile number, collected when you register.
- Phone verification: your mobile number is shared with our SMS provider (Twilio) solely to deliver a one-time passcode at sign-up/login.
- Business Profile & Brand Kit: address, phone, website, social handles, logo, brand colors, and an optional UPI ID for collecting client payments.
- Client & lead data you enter: names, phone numbers, occasion dates, notes, and tags.
- Contacts (optional): only read if you use "Import from Contacts" to add clients — never accessed otherwise.
- Invoices, quotations & insurance requests you create, including client billing details.
- Images you upload: profile photo, business logo, and designs you create or download.
- Push notification token (via Firebase Cloud Messaging) for notifications you've opted into.
- Usage statistics: template downloads/shares and activity counts shown in your Performance dashboard.
2. How We Use This Information
- To operate core features: your account, client/lead management, invoicing, insurance request tracking, and design editing.
- To verify your phone number at sign-up and login.
- To send notifications you've opted into.
- To show you your own usage/performance statistics.
We do not sell your personal information to third parties, and we do not use your data for advertising.
3. Third-Party Services
Twilio — delivers SMS verification codes during sign-up/login.
Firebase Cloud Messaging (Google) — delivers push notifications.
These providers only receive the minimum information needed for their specific function and don't have access to the rest of your account data.
4. Data Storage & Security
Your data is stored on our servers and isn't shared beyond the providers listed above. Administrative access is protected by hashed credentials and session-based authentication. We take reasonable technical measures to protect your data, but no method of storage or transmission is 100% secure.
5. Your Rights — Deleting Your Account
You can permanently delete your account and all associated data (clients, invoices, insurance requests, favorites, and history) at any time from Profile → App Settings → Danger Zone → Delete Account. This is immediate and cannot be undone. You can also contact us below to request deletion.
6. Children's Privacy
Tharamac is a business tool intended for adults running or supporting a business. It is not directed at, and we do not knowingly collect information from, children under 13.
7. Changes to This Policy
We may update this policy as the app changes. The "Last updated" date above always reflects the most recent revision. Continued use of the app after a change means you accept the update.
8. Contact Us
Questions about this policy or your data? Email us at tharamac2@gmail.com.